Contents valuation · CNT-002
Kobalt 80V leaf blower
Claim substantiation
Claimant’s statement
My Kobalt 80V leaf blower was in the garage and was lost in the fire; the saved Lowe’s PDF shows the 500 CFM, 2Ah battery-and-charger kit is no longer sold on Lowes.com. Among the saved qualifying quotes for 80V blowers with at least 500 CFM, a 2Ah battery, and a charger, the lowest was Amazon’s new Greenworks 500 CFM kit at $169.99 on September 21, 2026, plus $13.60 tax at 8%, totaling $183.59. I chose a Ryobi replacement for $301.32 including tax and am requesting $183.59, paying the additional $117.73 myself as a customer buy-up.
Actual replacement cost $301.32 − customer buy-up $117.73 = reimbursable replacement cost $183.59
Supporting documentation
- Lowe’s original Kobalt 80V kit — no longer sold (PDF)
- Amazon Greenworks 80V, 500 CFM, 2Ah battery and charger — $169.99 (PDF)
- Amazon Greenworks 80V, 700 CFM, 2.5Ah battery and charger — $189.99 (PDF)
- Greenworks 80V, 700 CFM, 2.5Ah battery and charger — $189.99 (PDF)
- Home Depot receipt — Ryobi replacement, August 23, 2026
Replacement cost and ACV
- Claim basis
- Replacement cost
- Claimant’s reimbursable replacement cost
- $183.59
- State Farm’s replacement cost
- Not recorded
- Claimant’s claimed ACV
- Not recorded
- State Farm’s claimed ACV
- Not recorded
- Actual replacement cost
- $301.32
Actual replacement cost $301.32 − reimbursable replacement cost $183.59 = customer buy-up $117.73.
Reimbursable replacement cost uses the lower of actual spending and the replacement valuation, or the valuation before purchase. ACV claims use claimant’s claimed ACV unless State Farm’s ACV is explicitly accepted.
A replacement-cost claim can be recorded without a replacement purchase. The claim basis does not record a decision to replace the item.
Original specifications
- Brand
- Kobalt
- Battery platform
- 80V
- Original model
- Not recorded
Repair / replacement
- Actual spending
- $301.32
Documentation: Receipt available