Contents valuation · CNT-001
Garage Steelcase Leap V2
Claim substantiation
Claimant’s statement
My Steelcase Leap V2 chair with a gray/silver/chrome base was in the garage and was lost in the fire. I replaced it for $1,555.20, documented by the August 9, 2026 Amazon vendor-store invoice from Pattern: $1,440.00 plus $115.20 tax at 8%.
Actual replacement cost $1,555.20 − customer buy-up $0.00 = reimbursable replacement cost $1,555.20
Supporting documentation
Replacement cost and ACV
- Claim basis
- Replacement cost
- Claimant’s reimbursable replacement cost
- $1,555.20
- State Farm’s replacement cost
- Not recorded
- Claimant’s claimed ACV
- Not recorded
- State Farm’s claimed ACV
- Not recorded
- Actual replacement cost
- $1,555.20
Reimbursable replacement cost uses the lower of actual spending and the replacement valuation, or the valuation before purchase. ACV claims use claimant’s claimed ACV unless State Farm’s ACV is explicitly accepted.
A replacement-cost claim can be recorded without a replacement purchase. The claim basis does not record a decision to replace the item.
Original specifications
- Base color
- gray/silver/chrome
Repair / replacement
- Actual spending
- $1,555.20
Documentation: Submitted